Justas Šaltinis, CFA

Investor · Fintech Founder · Capital Markets
Vilnius, Lithuania

Finance professional with 15+ years across investment banking, fintech entrepreneurship, and asset management. Founded Lithuania's first non-bank invoice financing platform, scaled it across Europe, and now operates at the intersection of private and public markets.

Vilnius University Endowment Fund
Investment Committee Board Member
Nter AM Alt. Lenders & Fintech Fund
Investment Committee Board Member
Tempero UAB
Founder — Advisory
2022 — Present
Private Investments & Capital Markets
Tempero
Private markets
2019 — 2022
CFO Group → CEO Lithuania
Factris B.V. (Amsterdam / Vilnius)
Securitization, financing, and business development
2015 — 2019
Founder & CEO
Debifo UAB (Vilnius)
Established first non-bank invoice financing platform · €85M+ working capital deployed to 350+ SMEs · Acquired by Factris
2011 — 2015
Investment Banking
Orion Securities
~4 years in corporate finance and advisory
CFA Institute
CFA Charterholder · 2015
SSE Riga
BSc Economics & Business
Private Credit Fintech Invoice Financing Bonds & Fixed Income Private Markets SME Lending Capital Markets M&A Endowment Management Baltic Markets
Built & exited Lithuania's first non-bank factoring company
Debifo won "Financial Service of the Year" from Lithuanian Business Confederation
Scaled a fintech across 5 European markets
Led operations at Factris post-acquisition with €100M credit facility
Active thought leader in Baltic private debt
Publishes analysis on refinancing risk, bond market trends, and platform quality